Seshadri Sen, Head of Research & Strategist at Emkay Global, sees small- and mid-cap private banks benefiting as credit growth picks up, with capital raises strengthening their growth plans. Strong earnings are yet to fully reflect in valuations. Could these banks be the next outperformers? Disclaimer: The views and tips expressed by investment experts on CNBCTV18.com are their own, not of the website or its management. CNBCTV18.com advises users to check with certified experts before taking any investment decisions.