ESAF SFB’s net Interest Income (NII) rose 54.7% year-on-year to ₹584.3 crore from ₹377.6 crore. Total income increased to ₹1,346 crore from ₹1,023.4 crore a year earlier, while operating profit before provisions and contingencies nearly tripled to ₹349 crore from ₹124.9 crore.