PNB Housing Finance reported a 10.6% year-on-year increase in Q3 net profit to ₹521 crore, supported by a 12.8% rise in net interest income to ₹757 crore. Growth was driven by steady expansion in the retail loan book, which rose 16% year-on-year to ₹81,931 crore and now accounts for nearly the entire loan portfolio, while the corporate book continued to shrink sharply.
