The retail-to-total deposit ratio improved to 71.4%, compared with 68.2% in the previous quarter, while the bulk-to-total term deposit ratio declined to 39.8% from 43.6%. The CASA ratio stood at 28.0%, compared with 27.1% in the June quarter and 33.2% a year earlier. On Friday (October 3), shares of Bandhan Bank Ltd ended at ₹165.90, up by ₹2.45, or 1.50%, on the BSE.